Integrated Benefits

Adding Value for one plan or many

Your 401(k) plan may be the center of your retirement benefits and your primary focus, or just one piece of a larger picture. A wide variety of qualified Defined Contribution and Defined Benefit plans, Non- Qualified Deferred Compensation plans, and Equity Compensation plans can be effective tools in your compensation and benefits arsenal. But working with multiple providers can be cumbersome and errorprone, requiring time-consuming coordination on your part.
Bank of America Merrill Lynch can provide guidance on plan design and how workplace benefits might work together for the success of your business and your employees. We handle the implementation, administration, and communication. You have better things to do.
As your employees pursue overall financial wellness, they want to do so at their convenience. We provide them with a consolidated view of their plans, accounts and alternatives through our award-winning* Benefits OnLine® Web site for plan participants. With Benefits OnLine®, they can:
  • Access information, calculators and tools
  • Read and download statements
  • Make transactions
  • Plan for the future
  • Explore and change investments
We can also advise your employees on their full financial picture and offer wealth management, mortgage, savings and credit solutions.
* 2 In Q3 2009, DALBAR, Inc., a leading financial services research firm, examined 43 Web sites tailored to Defined Contribution plan participants. Scores were based on quality and range of capabilities and content provided, ease of navigation and ability to locate information.
49 percent of all workers report savings of less than $25,000.
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See how Retirement and Benefit Plan Services can expand the possibilities of your employee benefit solutions.
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