Rollover IRA
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| Definition | You prefer to invest on your own, directly managing your money and making all investment decisions. | You prefer to invest with guidance from our team of financial advisors who can offer a holistic view of your financial situation | |
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Online tools, calculators and extensive research are available to help you with invest with confidence. | Our team of financial advisors will consult with you over the phone and offer personalized advice tailored for your unique needs. | |
| Accounts | All account types with the exception of 529 Accounts. | All account types | |
| Investments | All investment choices | All investment choices | |
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Why Merrill for your rollover?
We know you've got options when it comes to selecting a Rollover partner. Here are five reasons why we believe Merrill Lynch Direct is an excellent choice.
We're here to help.
Our Retirement Help Desk has associates that can answer your questions, guide you through the paperwork, and even call your previous employer's plan administrator with you to initiate your Rollover once your account has been opened.
Simplified Management.
It's easier to track your progress and make more informed investment decisions when your retirement savings are all in one place. And now, when you log on to view your savings or checking account, you'll be able to view and access your retirement account information on the same page.
More Investment Choices.
From our comprehensive mutual fund offering of more than 13,000 funds, plus other investment products like stocks, bonds and ETFs, we offer an array of products that are designed to fit your needs. To review your choices, see Investment Options.
No fees
Did you know your company may be charging you to maintain your old 401(k)? Annual custodial and maintenance fees are waived for all our IRAs.
Easy Access to Your Money
When you're ready to begin taking distributions for your life in retirement, a flexible plan can easily be established for regular distributions at whichever frequency suits your needs. And with more than 5,800 banking centers and 16,000 ATMs across the country, access to your funds in your Bank of America, N.A., IRA is always close by. (can't access brokerage IRA through ATMS)
How do I rollover an IRA?
Our experienced Rollover specialists can help you at any step of the process. Just call our Retirement Help Desk at 1.800.774.4724.
Three Simple Steps
- Open a Rollover IRA account.
- Move Your Assets from your former employer's 401(k), 403(b) or other employersponsored plan once your Rollover account has been opened.
- Call our Retirement Help Desk and we'll call your former employer or plan administrator with you to determine their requirements to initiate your Rollover.
- Complete and return any required paperwork to your former employer.
- Your plan administrator will send us your Rollover check and we'll deposit it into your IRA account.
- Invest your assets. Choose from investment products such as mutual funds, stocks, bonds and ETFs. See Investment Options for more information.
